Kenwood Press


Serving the communities of Kenwood, Glen Ellen and Oakmont

email print
Elderlaw: 12/01/2018

Elder Law

The List of Eleven Plus One



Dear Readers,

We would like to share with you something that we share with each of our trust clients. It’s really important, our clients like it, and we think that your family can benefit from it as well. You may have seen this in the column before. We print it year after year. Consider it as a gentle reminder to get yourself organized. One of the most tedious tasks in administering a trust or an estate is finding the decedent’s estate planning documents and asset information. Frequently, children or even spouses have no idea where important documents are to be found.

After you pass away, the last thing you should want is for your loved ones to have to search through your belongings to find your will, stock certificates, or other important papers. They shouldn’t have to lift up your mattress to look for your safe deposit box key. They shouldn’t have to wait a month for new account statements to come in the mail so they can figure out where you invested your savings.

To avoid these difficulties, you should organize your personal and financial data. This is where the list comes in. Collect the information described in this list and give a copy to your children or close relatives, or keep it somewhere safe and let your family know where to find it. In case something happens to you, the List of Eleven is one of the best ways to ensure that your relatives can find all your vital records.
The List of Eleven Plus One
  1. The location of your safe deposit box, if you have one, and the location of the key. 
  2. Account numbers for all of your insurance policies, health, life, auto, home, burial, etc., and the names and addresses of your insurance agents. 
  3. A list of your stocks, bonds, mutual funds, and the name, address and phone number of your broker. 
  4. The names of the banks or savings and loans for each of your accounts, and the account numbers, or even copies of account statements. 
  5. The location of your cemetery plot or mausoleum niche. 
  6. The location of your will or trust and the name of your attorney. 
  7. Your credit card numbers. 
  8. Your Social Security number. 
  9. The name and address of your mortgage lender, the account number, and the approximate amount of the outstanding debt. 
  10. The name and address of your accountant, and where your past income tax returns are located.
  11. The type of memorial or funeral service you want. 
11+1. These days, many people receive account statements and pay their bills online, leaving no paper trail at home. It’s important for your loved ones to be able to access your email and online accounts so they can wrap things up when you are gone. You may want to provide them with a list of your account numbers and passwords.

If you think this is too hard to do yourself, consider how hard it will be for your children to deal with after you pass away. Take a few minutes to get organized.

Len & Rosie


Recently Published:

11/15/2018 - Elderlaw Advocates Nov. 15, 2018
10/15/2018 - Elderlaw Advocates Oct. 15, 2018
10/01/2018 - Elderlaw Advocates Oct. 1, 2018
06/01/2018 - Elderlaw Advocates June 1, 2018
05/01/2018 - Elderlaw Advocates May 1, 2018
02/15/2018 - Elderlaw Advocates Feb. 15, 2018
01/15/2018 - Elderlaw Advocates Jan. 15, 2018
09/15/2017 - Elder Law
08/15/2017 - Elderlaw Advocates Aug. 15 2017
06/15/2017 - Elderlaw Advocates
06/01/2017 - Elderlaw Advocates
04/15/2017 - Elderlaw Advocates
03/15/2017 - Elderlaw Advocates
03/01/2017 - Elderlaw
01/15/2017 - Special Needs Trust Fairness Act

Community Calendar

Researcher presents “Living with Mountain Lions” session
12/12/2018
more...
Volunteer trail work
12/13/2018
more...
Music at Oakmont presents Stravinsky's The Soldier's Tale
12/13/2018
more...
Blue Christmas Eucharist at St. Patrick’s
12/14/2018
more...
Live Nativity Pageant in Glen Ellen
12/15/2018
more...
Mushroom Hike
12/16/2018
more...
Caroling with the Clydesdales
12/16/2018
more...
Public invited to annual State Parks meeting
12/19/2018
more...
Kenwood Fire’s annual crab feed
02/09/2019
more...


Weather Underground PWS KCAKENWO2